Agricultural Properties

St Cloud Financial offers several programs designed for Agricultural, Farms, and Rural Properties, including Residential Loans on excess acreage. These programs are designed to meet the Farmers needs including flexible terms. With over 20 years of Wholesale Farm Lending St. Cloud is Proud to offer Wholesale Rates directly to the Farmers who are looking for Financing. We offer our own internal financing as well as working with government agencies, including Farmer Mac and the Farm Services Agency, to help ensure you get the best financing for your operations. Please Contact Us to discuss your financing needs.

 

Please Note: Currently we are only offering our Residential Loan Programs - Part-Time Farm and Rural Home Loan - as wholesale Products, Please have your Broker or Banker contact us about program parameters and pricing, should you have general questions please feel free to contact us, we are more than happy to help!

 

 
Agriculture Finance Criteria
Property TypeFarms
Ranches
Agricultural Properties
Part-Time Farm
Rural Home Loan
Horse Properties
Loan Amounts$100,000 - 30,000,000.
Loan-To-ValueFSA to 90%
Conv. to 65%
Lending AreaNation Wide
DSCRAbility to Repay
Credit660 mid FICO
Lower Case-by-Case
DocumentationFull Documentation
Target TermsFSA to 40 Years
Conv. to 25 Years
RecourseFull Recourse
Special NotesDifferent Terms for Different Folks
Please call
877-653-3276
for more information
 

Farm Loan Parameters