St Cloud Financial

St Cloud Financial has been providing Commercial Real Estate and Agricultural Financing Solutions through Wholesale channels for over a decade - With the creating of our Retail Division you no longer need to go through a Brokerage to receive our outstanding service and Products. By removing this barrier to access we are confident that YOUR loan process will go smoother, quicker, and at less expense while maintaining the personalized service with the primary focus on servicing your financing needs.

Each Member of the St Cloud Staff has a minimum of 10 years experience in working with Commercial Real Estate. Our staff consists of industry leaders including Bank Examiners, Real Estate and Financial advisors to Large Real Estate Trusts, Authors of Commercial Lending Books dealing with Analysis and Valuation of Commercial Real Estate, Credit, and more.

At St. Cloud Financial, Commercial Real Estate is our Sole Focus -
Now Providing Retail Services at Wholesale Rates


Feel Free to Give Us a Call and Let us show you the Professional Advantage - The St Cloud Advantage.



St Cloud Financial is a leading lender in the arena of Commercial and Agricultural Real Estate Finance. St Cloud lends money on all types of Income producing and Owner User Business Loans based on Real Estate Collateral, This includes Loans on Apartments, This also includes Finance for Office Buildings, We also Specialize in Financing Self Storage Facilities, We Have Specialists that are Ready to Help you find the right Mortgage on Retail Real Estate. Our Loan Officers are Fluent in the needs of the Strip Mall Investor. At St. Cloud Financial we focus on Warehouses and Light Industrial Loans. We also ha Programs designed on helping Manufacturers find the right financing for the needs including import and export facilities. If you are looking for the best rates on Multi family properties you have come to the right place.Feel Free to contact our staff for program parameters for our specialized products to help Hotel and Motel Property owners find the right balance of Leverage, gaining the best balance between between risk and return. Our experience analysts are here to help finance investor properties. Our Underwriters have strong backgrounds in SBA (Small Business Administration) Loan programs,especially the SBA 504 and the SBA 7a Loan Programs helping business owners buy businesses and expand their operations, including the purchase an refinance of Gas Stations and "C-Store" facilities. We Pride ourselves in being able to get you the best loan terms and interest rates available in the industry on Office Space.If you have been looking at Properties on LoopNet you should contact our specialists to discuss the availability of Finance Loans for the type of property, the CAP rate or Net Income Multiplier on the specific property you have been looking at purchasing. If you are looking to refinance, or Refi for Cash-Out, on Commercial Real Estate you owe it to yourself to give us a call as we are able to provide you with the lowest cost Loans and the Lowest Interest Rates in the country on all types of Investor Real Estate.