Owner-User Real Estate Finance

St Cloud Financial is an aggressive Owner-User Real Estate Lender. If you are looking to Expand Your Business' Operations or Increase your Cash Flow give us a call so we can help you balance your Real Estate Leverage - Honestly, you have enough to worry about dealing with your business operations between employees, suppliers, customers, and all the other aspects of your unique business. This however, does not mean that your Real Estate Financing should be over-looked, allow us to help you maximize the efficiency of your Real Estate Assets. As the Old adage goes, "Mind your Pennies, the dollars will take care of themselves."

Feel Free to Contact Us so we can discuss how to best fit your Real Estate Investment into your overall Business Plan.


Owner-User Finance Criteria
Property TypeOffice
Light / Heavy Industrial
Mixed Use
Loan Amounts$500,000 - 100,000,000.
Loan-To-ValueUp to 90%
Lending AreaNation Wide
Credit660 mid FICO
Documentation Full or Stated Doc
Target TermsSeveral Options available
up to 30 year fixed
Fixed and Variable Rates
RecourseFull Recourse
Special Notes SBA 504 / SBA 7a
Bank Financing
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for more information